Spring typically offers an uptick in listings, with 70% of homes listed in February and March completing quickly Buyers have benefited from stable mortgage rates and a wider selection of homes to offer on Early preparation is crucial for making informed and successful decisions in a competitive market As spring gets under way, the UK […]
Author archives: servicedemoevolvesites
Start the new tax year strong
The new tax year is a great opportunity to take charge of your finances and set yourself up for financial peace of mind by knowing you have a plan in place. By planning ahead and making the most of available allowances, you can optimise your wealth, reduce tax liabilities and work towards long-term financial security. […]
Time for a spring clean? How about ‘death cleaning’ your finances?
Could your finances benefit from a spring clean? You could take your cue from the Swedes. They believe in ‘döstädning,’ or ‘death cleaning.’ It sounds pessimistic, but it involves decluttering your belongings to reduce the burden you leave behind to loved ones. The philosophy gained international prominence through a 2018 book called The Gentle Art […]
Economic Review March 2025
The Chancellor cut welfare and departmental spending to restore a fiscal buffer, but risks to forecasts remain high Inflation dipped unexpectedly but is expected to rise again due to higher energy, taxes and wage costs Business and retail activity showed resilience, but weak manufacturing and trade tensions cloud economic prospects Chancellor trims spending plans Rachel […]
News in Review
US President Trump disrupted the global trade system by introducing tariffs on ‘Liberation Day’ Global markets continue to be highly volatile following the announcement The government is to help the UK car industry cope with tariffs by relaxing electric vehicle (EV) sales targets “This is one of the most important days… in American history. It’s our […]
News in review
Chancellor Rachel Reeves announced spending cuts but no tax increases, aiming to save £14bn by 2029/30 The UK growth forecast was revised to 1% in 2025, with improvements expected later in the decade UK retail sales fell for a sixth month and looming US tariffs threaten the car industry “The global economy has become more […]
When is the right time to buy your first home?
Changes to Stamp Duty and mortgage rates may make now a good time for first-time buyers. House prices are predicted to rise in 2025, though at a slower pace than before. Lower mortgage rates have boosted first-time buyers’ budgets, but personal circumstances should guide decisions. There is a lot to think about when purchasing your […]
Protection insurers pay out record sum
In 2023, protection insurers paid out a record £7.34bn in claims in, supporting those facing bereavement, illness and injury. The total value of critical illness claims rose to £1.2bn, with cancer the most common reason for claiming. Over 1,660 income protection claims have been paid out for more than 10 years, highlighting the value of […]
Spring Statement 2025
“A serious plan for growth” On 26 March, Chancellor of the Exchequer Rachel Reeves delivered her Spring Statement unveiling updated economic forecasts from the Office for Budget Responsibility (OBR), announced further reductions to welfare spending and confirmation of a rise in defence spending. The Chancellor reiterated her commitment to “just one major fiscal event a […]
News in Review
“We have to be quite careful at this point in how we calibrate our response” Last week, the Bank of England’s Monetary Policy Committee (MPC) held Bank Rate at 4.5%, a widely expected move but one that was more emphatically supported than analysts had predicted. At its meeting on 19 March, eight MPC members voted […]
