The key question is not ‘cash or investing?’ – it’s whether your money has intention to provide growth The recent government-backed ‘Take the next step’ campaign aims to raise awareness in how investing can support prosperity Advice can help turn uncertainty into a plan and help your money work with purpose When you work hard […]
Author archives: servicedemoevolvesites
Young people are the most proactive pension savers
There is a widening generational divide in pension engagement, new consumer research has revealed Younger savers show higher pension engagement and investment awareness, actively reviewing and adjusting investment choices Getting the right advice early can set you on the right path throughout your career There is a widening generational divide in pension engagement, new consumer […]
Investors stay focused on long-term growth
Despite continued geopolitical and economic uncertainty, 30% of investors increased contributions to their portfolios in Q1 Findings suggest that many are continuing to prioritise long-term financial goals over short-term market volatility The strongest motivation for increasing investments was to build long-term wealth, said 44% of respondents UK investors remained committed to growing their wealth during […]
News in Review
The IoD Directors’ Economic Confidence Index, which measures economic sentiment, fell from -53 in May to -61 in June The International Monetary Fund (IMF) has improved its growth forecast for the UK: to expand by 1.0% in 2026 Defence dominated as a key topic last week’s Nato Summit amid ongoing uncertainty over the war in […]
Pensions and IHT – the shake-up many are missing
Research indicates nearly nine in 10 adults are unaware that pensions will fall within IHT from 2027 Fraudsters are already exploiting confusion around the new rules, offering risky solutions to avoid IHT While the 2027 reforms will reshape how pensions are treated on death, immediate action is not always advisable From April 2027, a significant […]
Selling this summer? Follow the seven-day rule
Initial early pricing decisions can have a lasting impact on whether a home sells quickly or not Marketing, presentation, photography and property details have an influence on engagement before viewings occur Having mortgage arrangements in place early can put you in a stronger position for the right property The first week a property is listed […]
Financial habits stuck in the past? Life moves on – have your finances?
Research reveals that nearly a third of UK adults haven’t updated financial plans despite major life changes Over half worry they have missed opportunities to grow their wealth and 28% admit they are saving even less A summer financial reset doesn’t have to mean a complete overhaul – small updates now can strengthen your future […]
News in Review
Latest Nationwide data shows house price growth increased by 2.2%, up from 1.7% in May, with regional performance varying Analysis indicates England’s last match, along with the rest of the 2026 FIFA World Cup, has been positive for the UK economy During the ECB Forum, the Governor of the Bank of England said that any […]
Freeze the higher rate tax burden
Research suggests 4.8 million more people will be paying higher rate tax by 2031 than in 2022 An efficient way to reduce your tax take is to increase your pension contributions with salary sacrifice It is important to get tailored advice to work out the best ways to adjust to your unique circumstances While workers were […]
Summer housing market snapshot
House price performance varies significantly across regions, with northern areas outperforming parts of the south Borrowers are increasingly favouring tracker and shorter-term fixed mortgages amid rate uncertainty Market activity remains steady, although affordability and pricing sensitivity continue influencing buyer decisions As we enter the summer months, the UK housing and mortgage markets are showing a […]
