Gen X savers are cautious, with over £34k on average held in cash savings Less than a third also invest, risking long-term value erosion from inflation Balancing cash investments can offer better growth without excessive risk Nearly two in three Brits born between 1965 and 1980 hold ‘significant’ savings in cash, new research1 shows, while […]
Monthly archives: September 2025
Demand for second homes falls: what does it mean for local buyers and sellers?
Council Tax hikes on second homes are triggering a surge in holiday property sales In popular holiday destinations the number of properties being listed for sale has increased over 40% This shift in property ownership has the potential to impact entire communities From country cottages to seaside retreats, the second home market is facing challenges. […]
A closer look at the ‘nearshoring’ trend
Nearshoring is rising as firms prioritise bringing supply chains closer to home Trump Tariffs’ have only underlined the need for companies to explore their options As the global economy evolves, identifying long-term trends is important The pandemic, raised geopolitical tensions and supply chain shocks, have all forced companies to rethink how they operate. Many, although […]
News in review
The Bank of England held rates at 4%, signalling cautious future cuts as inflation remains at 3.8% US-UK ‘Tech Prosperity Deal’ secures £150bn in pledged investment, focused on AI, quantum computing and clean energy UK consumer confidence declined in September, with households increasingly pessimistic about the economic outlook and personal finances “’We’re not out of […]
Residential Property Review – September 2025
Any Autumn Budget changes to Stamp Duty and CGT could heavily influence housing activity in late 2025 Mortgage rates dipped below 5% but gilt yields raise concern of further increases 15% of property sales fell through in 2025, with converted homes most affected Housing market outlook According to Savills, housing market performance for the rest […]
Commercial Property Market Review – September 2025
City investment volumes reached £2bn by July, 33% below average, but deal sizes are notably larger The outlook for H2 2025 is brighter due to improved credit and stabilising investor confidence in offices and industrials London construction faces pipeline contractions, though government-backed infrastructure projects show some momentum City investment market update The latest statistics from […]
News in Review
GDP grew by 0.2% in the three months to July, a slowdown from 0.3% recorded in Q2 US inflation was higher than expected in August with CPI rising 0.4%, the sharpest increase since January ONS revealed the latest wages data showing that total pay, including bonuses, for the three months to July was 4.7% “’In […]
Who will inherit your pension?
1 in 6 people don’t know who their pension would go to if they passed away Cohabiting partners are especially at risk of missing out if not formally nominated Some still have ex-partners listed – regular reviews are essential One in six people with a partner admitted in a recent study1 that they ‘do not […]
Mortgage overpayments: small sums add up
A third of homeowners are currently making overpayments on their mortgage 40% of homeowners don’t have the confidence to overpay their mortgage Most lenders allow you to make overpayments of up to 10% of your mortgage balance each year without incurring any penalties UK homeowners could collectively save £2.3bn on mortgage interest each year by […]
‘Squeezed middle’ falling into ‘protection gap’
Only 30% of those aged 30 to 34 and 34% of those aged 35 to 39 have enough life cover to protect their family Households often insure mortgages but neglect cover for children and dependents The ‘squeezed middle’ must prioritise protection to avoid future shortfalls People in their 30s and 40s are falling into the […]
