Investors face rapid change due to inflation, geopolitical uncertainty, AI and the energy transition IMF forecasts global growth of 3% in 2025, but warns of persistent downside risks Agility, diversification and long-term structural alignment are vital to manage risk and capture growth Adapting to transformation – investing through global change As we enter the final […]
Author archives: servicedemoevolvesites
News in Review
The UK economy grew slightly in August, but experts warn of tougher months ahead The IMF sees steady global growth, with the UK outperforming most G7 nations this year US-China tensions flare as rare earth export controls spark new tariff threats “We will continue to prioritise economic and fiscal stability” Latest data from the Office […]
In the news
A third of people expecting £300k+ inheritance don’t fully understand IHT, risking lost family wealth Only 20% plan lifetime transfers, 22% avoid inheritance discussions and 28% don’t understand planning options UK dividends hit £35.1bn in Q2, with banks and Rolls-Royce contributing to underlying growth People don’t understand IHT Research1 shows there’s a significant knowledge gap […]
Mortgage Guarantee Scheme launched
The Mortgage Guarantee Scheme is now permanently available across the UK Lenders are insured against losses, supporting availability of high LTV mortgages When borrowing at higher loan-to-value levels, it’s important to tread carefully The government’s new Mortgage Guarantee Scheme became permanently available in July 2025. The scheme, which was part of Labour’s election manifesto, aims […]
Financial decisions – put your best foot forward
Going outdoors for an energising walk can help bring clarity when making major financial decisions Focus on your long-term goals and make sure your decisions are aligned with your risk profile Professional guidance can help you understand what’s right for you and your circumstances Perplexed by your pension? Seeking investment inspiration? Then why not head […]
News in Review
Latest data from Halifax shows that house prices decreased by 0.3% month-on-month in September IFS says Chancellor Rachel Reeves should avoid ‘directionless tinkering and half-baked fixes’ in next month’s Budget Donald Trump has hailed “the historic dawn of a new Middle East” in an address to Israeli lawmakers “A relatively lower mortgage rate environment and […]
Autumn housing market outlook
Buyers gain negotiating power with more homes available and improving mortgage affordability Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked Modest price growth is expected, but steady activity could sustain momentum through autumn As summer fades, the UK housing market moves into autumn with steady momentum. A high volume of homes […]
Future proofing your finances this autumn
Autumn offers a chance to take stock and review your pensions, savings and investments Establishing robust financial foundations is essential in times of economic uncertainty and elevated living costs To feel confident about your financial future, build short-term resilience and strengthen long-term security As the days shorten and the evenings draw in, autumn is a […]
Autumn Budget – forward thinking
The Autumn Budget may bring tax changes affecting pensions, IHT, savings and investments Speculation is high, but proactive planning can strengthen financial resilience ahead of announcements Reviewing contributions, allowances and inheritance strategies ensures you’re prepared for future changes As the Autumn Budget approaches, speculation is growing about what the Chancellor may announce. The National Institute […]
News in Review
The BCC has urged the government to take decisive action to improve the competitiveness of the UK economy GDP is estimated to have grown by an unrevised 0.3% between April and June, compared to an increase of 0.7% in Q1 The proportion of cash payments fell from 12% in 2023 to 9% in 2024, the […]
