More families now prioritise intergenerational planning, driven by record IHT receipts and policy changes Only half of advised clients have IHT solutions in place, showing a clear advice-action gap Women are set to control 60% of UK private wealth by 2025 but remain under-advised The Great Wealth Transfer is happening, with the UK expected to […]
Author archives: servicedemoevolvesites
News in Review
The Budget included a number of tax and spending measures, estimated to raise £26bn in taxes by 2029/30 Key announcements included changes to Dividend Tax and changes to salary-sacrificed pension contributions An extension of the freeze on Income Tax and secondary NIC’s thresholds until April 2031 was also announced “This Budget will bring down inflation and provide immediate relief […]
Economic Review – November 2025
ONS data reveals the UK economy barely expanded across Q3, with the economy contracting by 0.1% in September alone The Monetary Policy Committee voted to leave Bank Rate on hold by a 5–4 majority in November The headline index from last month’s GfK consumer confidence survey fell two percentage points OBR downgrades UK growth forecasts New projections from the […]
In the news
Buyers are willing to pay a premium for a home with a sea view One million UK homes have risen in value by at least 50% since 2020 6.5 million homeowners in the UK have some regrets about the property they bought Buyers pay more for a sea view Buyers are willing to pay a premium for […]
Buying later and borrowing longer
More first-time buyers are purchasing homes later in life to manage affordability challenges Longer mortgage terms help keep monthly payments manageable but extend debt into later years Professional guidance can help buyers select the most suitable mortgage for their circumstances Getting onto the property ladder has become harder in recent years and that’s had a noticeable impact. People are […]
Autumn Budget 2025
Growth forecasts rise to 1.5% this year, with steady medium-term expectations supporting economic stability and resilience Income tax, NICs and IHT thresholds remain frozen to 2031, increasing the long-term tax burden on households Cash ISA limits fall to £12,000 for under 65s but overall allowance remain the same “We are rebuilding our economy” Chancellor of the Exchequer Rachel Reeves delivered […]
Residential Property Review – November 2025
Savills forecasts slow house price growth through 2026, accelerating sharply from 2027 as rates ease and economic stability improves Nationwide and Bank of England data show early recovery signals, with rising prices, stronger borrowing and increasing mortgage approvals HMRC reports rising property transactions, reflecting steady market resilience despite economic uncertainty and ongoing tax-related speculation Five-year […]
Commercial Property Market Review – November 2025
Retail investor demand continues rising sharply, supported by reduced interest rates, tighter supply and greater vendor realism in valuations M&S strengthens its UK logistics network with a major pre-let hub in Avonmouth, backed by significant long-term investment. Office take-up in Big 6 cities remains broadly aligned with five-year averages, with standout growth in Bristol and major Manchester deals Retail investment activity strengthens […]
In the news
In the summer, the government launched a consultation on the future of the State Pension age Research has found that there’s a dip in financial confidence when UK adults reach their 50s Discussing finances is taboo for many Brits, although younger generations may be pushing for change A midlife dip in financial confidence Research1 has found that there’s a dip […]
News in Review
Inflation eases to 3.6%, with falling energy and accommodation costs providing relief ahead of today’s Budget announcement Deposit protection rises to £120,000, strengthening consumer confidence and safeguarding savings Consumer confidence weakens before the Budget, reflecting concern over economic conditions and expectations of tough fiscal decisions “Price pressures are gradually subsiding” The latest figures from the […]
