Going outdoors for an energising walk can help bring clarity when making major financial decisions Focus on your long-term goals and make sure your decisions are aligned with your risk profile Professional guidance can help you understand what’s right for you and your circumstances Perplexed by your pension? Seeking investment inspiration? Then why not head […]
Author archives: servicedemoevolvesites
News in Review
Latest data from Halifax shows that house prices decreased by 0.3% month-on-month in September IFS says Chancellor Rachel Reeves should avoid ‘directionless tinkering and half-baked fixes’ in next month’s Budget Donald Trump has hailed “the historic dawn of a new Middle East” in an address to Israeli lawmakers “A relatively lower mortgage rate environment and […]
Autumn housing market outlook
Buyers gain negotiating power with more homes available and improving mortgage affordability Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked Modest price growth is expected, but steady activity could sustain momentum through autumn As summer fades, the UK housing market moves into autumn with steady momentum. A high volume of homes […]
Future proofing your finances this autumn
Autumn offers a chance to take stock and review your pensions, savings and investments Establishing robust financial foundations is essential in times of economic uncertainty and elevated living costs To feel confident about your financial future, build short-term resilience and strengthen long-term security As the days shorten and the evenings draw in, autumn is a […]
Autumn Budget – forward thinking
The Autumn Budget may bring tax changes affecting pensions, IHT, savings and investments Speculation is high, but proactive planning can strengthen financial resilience ahead of announcements Reviewing contributions, allowances and inheritance strategies ensures you’re prepared for future changes As the Autumn Budget approaches, speculation is growing about what the Chancellor may announce. The National Institute […]
News in Review
The BCC has urged the government to take decisive action to improve the competitiveness of the UK economy GDP is estimated to have grown by an unrevised 0.3% between April and June, compared to an increase of 0.7% in Q1 The proportion of cash payments fell from 12% in 2023 to 9% in 2024, the […]
Homing in on the mortgage challenges facing gig workers
76% of UK gig workers face mortgage and loan application rejections despite good credit Traditional credit systems don’t reflect gig workers’ multiple income sources Expert guidance helps gig workers improve mortgage approval odds by validating diverse income Variable income streams. Multiple employers. Seasonal side hustles. This is business as usual for gig economy workers, freelancers […]
Is ‘financial independence’ a better option than retirement?
Financial independence means working becomes optional, not essential Diversifying income beyond pensions offers lasting security and freedom A clear plan helps you align your later life with your long-term goals Retirement used to mean the end of working life, but that’s definitely no longer the case. People are living longer, staying healthier and keen to […]
Economic Review – September 2025
UK inflation remained at an 18-month high of 3.8% in August, driven by food prices. Above the BoE 2% target UK GDP growth fell to 0.2% in the three months to July and output failed to grow at all in July In the UK jobs market payrolls fell for the seventh consecutive month and wage […]
News in Review
OECD forecasts slower global growth ahead due to tariffs, trade barriers and policy uncertainty The UK economy faces a weaker outlook with highest G7 inflation in 2025, easing slightly in 2026 Labour signals fiscal prudence, hints at tax rises, while pledging support for youth employment initiatives ‘Finding the right balance in uncertain times’ The Organisation […]
