ONS data reveals the UK economy barely expanded across Q3, with the economy contracting by 0.1% in September alone The Monetary Policy Committee voted to leave Bank Rate on hold by a 5–4 majority in November The headline index from last month’s GfK consumer confidence survey fell two percentage points OBR downgrades UK growth forecasts New projections from the […]
Author archives: servicedemoevolvesites
In the news
Buyers are willing to pay a premium for a home with a sea view One million UK homes have risen in value by at least 50% since 2020 6.5 million homeowners in the UK have some regrets about the property they bought Buyers pay more for a sea view Buyers are willing to pay a premium for […]
Buying later and borrowing longer
More first-time buyers are purchasing homes later in life to manage affordability challenges Longer mortgage terms help keep monthly payments manageable but extend debt into later years Professional guidance can help buyers select the most suitable mortgage for their circumstances Getting onto the property ladder has become harder in recent years and that’s had a noticeable impact. People are […]
Autumn Budget 2025
Growth forecasts rise to 1.5% this year, with steady medium-term expectations supporting economic stability and resilience Income tax, NICs and IHT thresholds remain frozen to 2031, increasing the long-term tax burden on households Cash ISA limits fall to £12,000 for under 65s but overall allowance remain the same “We are rebuilding our economy” Chancellor of the Exchequer Rachel Reeves delivered […]
Residential Property Review – November 2025
Savills forecasts slow house price growth through 2026, accelerating sharply from 2027 as rates ease and economic stability improves Nationwide and Bank of England data show early recovery signals, with rising prices, stronger borrowing and increasing mortgage approvals HMRC reports rising property transactions, reflecting steady market resilience despite economic uncertainty and ongoing tax-related speculation Five-year […]
Commercial Property Market Review – November 2025
Retail investor demand continues rising sharply, supported by reduced interest rates, tighter supply and greater vendor realism in valuations M&S strengthens its UK logistics network with a major pre-let hub in Avonmouth, backed by significant long-term investment. Office take-up in Big 6 cities remains broadly aligned with five-year averages, with standout growth in Bristol and major Manchester deals Retail investment activity strengthens […]
In the news
In the summer, the government launched a consultation on the future of the State Pension age Research has found that there’s a dip in financial confidence when UK adults reach their 50s Discussing finances is taboo for many Brits, although younger generations may be pushing for change A midlife dip in financial confidence Research1 has found that there’s a dip […]
News in Review
Inflation eases to 3.6%, with falling energy and accommodation costs providing relief ahead of today’s Budget announcement Deposit protection rises to £120,000, strengthening consumer confidence and safeguarding savings Consumer confidence weakens before the Budget, reflecting concern over economic conditions and expectations of tough fiscal decisions “Price pressures are gradually subsiding” The latest figures from the […]
News in Review
UK GDP grew 0.1% in Q3, with a major production halt and weak services weighing on economic momentum Housing activity slows as buyers and sellers await Budget clarity, though many surveyors expect sales to recover next year COP30 brings progress on clean energy finance, with new UKEF agreements supporting global transition and net zero goals […]
Unspent pensions to be included in IHT from 2027
Unspent pensions will be subject to IHT from 2027, changing inheritance rules significantly Double taxation risks arise, as pensions inherited post-75 may face both income tax and IHT Planning tools such as gifting, trusts, and insurance can help mitigate future IHT liabilities The government has confirmed it will move ahead with plans to include unspent […]
