New year, new home?

New year, new home?
If you’re hoping to move home in 2026, get your finances in good shape first  Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty Take stock of possessions, create a room plan and keep track of boxes and their contents.

If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat the stress. 

Before you start looking at properties, it’s worth getting your finances in good shape. Speak to us about finding a suitable mortgage and checking what you can comfortably afford – this will give you a clear picture of your budget before you start house-hunting. Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty, as these can quickly add up. The more financially prepared you are, the smoother and less stressful your move will be when the time comes. 

And when the time comes… 

  • Streamline your stuff – moving home is the perfect time to take stock of your possessions. Before you pack, identify any unused items that could be sold or donated 
  • Keep track of boxes and contents – make sure every box is labelled with a specific room and a brief description of its contents, this will help simplify the unpacking process and support any insurance claims 
  • Create a room plan – make sure you know where furniture is going in advance. Measure the space as well as entrances and doors to prevent any problems on the big day 
  • Stay connected – as soon as your moving date is confirmed, it’s a good idea to start the broadband ball rolling 
  • Pack an essentials box – make sure you have easy access to key items on move day, such as mugs, mobile chargers, cleaning supplies and linen. Keep your essentials box separate from everything else, so it doesn’t end up buried at the back of the removal van. Add the kettle, tea, coffee and milk to the box last – moving is thirsty work! 

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.  

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